Referral program

Refer someone. Earn $200 when they enroll.

Know someone who’s paying too much for health insurance — or going without it? Send them our way. A licensed advisor does the rest, and when their policy goes into force, you get paid. That’s it.

The offer

$200

per enrolled household

30 days

after policy is in force

2 min

to submit a referral

  • No insurance license needed
  • No cost to the person you refer
  • Unlimited referrals
  • Chosen by check or Zelle

How it works

From referral to payday

Four steps. You do the first one — we handle everything else.

Step 1

Submit the referral

Tell us who you're referring — name, state, and contact info. It takes less than two minutes.

Step 2

A licensed advisor reaches out

Within 24 hours, an advisor calls them with a free, no-pressure comparison of options from every major carrier.

Step 3

They enroll

Any plan that starts through Hosken Health counts — individual & family, ACA marketplace, Medicare, small business, or short-term medical.

Step 4

You get paid $200

$200 per household, by check or Zelle, within 30 days of the policy going into force. We email you the moment it's on the way.

Program terms

Straightforward rules

No fine-print games. If the household you refer takes a policy with us, you get paid.

  • Anyone can refer — friends, family, clients, business owners. No insurance license, no experience, no cost.
  • One payout per household. $200 is earned when the household enrolls in an active policy through Hosken Health.
  • Individual & family, ACA marketplace, Medicare, small business/group, and short-term medical plans all qualify.
  • You're paid within 30 days of the policy going into force — by mailed check or Zelle, your choice.
  • Referrals are valid for 90 days from submission. The person you refer must not be an existing Hosken Health client or active quote.
  • If two people submit the same household, the first submission we receive gets credit.

Submit a referral

It takes less than two minutes. Your $200 goes out within 30 days of their policy being in force.

Who you’re referring

Free for them. Paid to you within 30 days of the policy going into force.

FAQ

Referral program questions

Everything you need to know about earning $200 per household.

How much do I earn per referral?+

$200 per enrolled household, paid once their policy is in force. There is no cap on how many people you can refer.

Do I need an insurance license to participate?+

No. Anyone can refer — clients, friends, family, coworkers, or business owners. We handle every step after you submit.

When do I actually get paid?+

Within 30 days of the policy going into force. At payout time you choose how you'd like to be paid — mailed check or Zelle. We'll email you as soon as the payout is issued.

What kinds of policies count?+

Any policy enrolled through Hosken Health that goes into force — individual & family plans, ACA marketplace, Medicare, small business/group, and short-term medical all qualify.

What if someone else refers the same person?+

One payout per household, and the first referral submission we receive is the one that gets credit.

Does the person I refer get charged anything?+

No. Our service is 100% free for them — carriers compensate us, exactly as always. They only ever talk to a licensed advisor.

How long is a referral valid?+

Your referral is good for 90 days from the day you submit it. As long as they enroll within that window, you earn the payout.

Know someone who’s overpaying for insurance?

Refer them and earn $200 when they enroll. Free for them, paid to you.